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16 ways to slash your insurance rates

16 ways to slash your insurance rates To cut your premiums, you've got to know how insurance companies are going to size you up.

Birla Sun Life insurance - Rainbow: A good savings product, but insurance's ... - Economic Times

Birla Sun Life insurance - Rainbow: A good savings product, but insurance's ... Economic Times Birla Sun Life Insurance - Rainbow is a single premium insurance plan with guaranteed returns at the end of the policy term. The guaranteed returns are determined by the premium amount chosen by the policyholder, age at the time of policy purchase and ... and more »

Phoenix Launches New Distribution Agreement with National Agents Alliance - MarketWatch (press release)

Phoenix Launches New Distribution Agreement with National Agents Alliance MarketWatch (press release) Interest and crediting rates are declared by Phoenix at the beginning of each index "segment" and are subject to change. Consumers can exchange pre-existing life insurance policies with Phoenix Simplicity Index Life, a process known as a 1035 Exchange, ... and more »

Little to bank on with insurance industry stocks, analysts predict - Globe and Mail

Globe and Mail

Little to bank on with insurance industry stocks, analysts predict Globe and Mail MFC-T and Sun Life Financial Inc. SLF-T, and insurers have already warned that goodwill charges and other hits will be coming. But the latest outpouring of financial confessions are likely to have a smaller effect on the stock prices of the insurers ... and more »

State reviews health insurance hikes, lacks authority to halt them - Austin American-Statesman

State reviews health insurance hikes, lacks authority to halt them Austin American-Statesman "An unreasonable rate increase that could be stopped in most other states, cannot be stopped by TDI," Pogue said. Currently, the Texas Department of Insurance is reviewing two rate increases. Trustmark Life Insurance filed for a 10.6 percent average ... and more »

Payingtoomuch.com launches the UK's first online Whole of Life Assurance ... - SourceWire (press release)

Payingtoomuch.com launches the UK's first online Whole of Life Assurance ... SourceWire (press release) Whole of Life Assurance continues on a guaranteed premium until the customer decides they don't need the cover anymore, or until death. It is more expensive because unlike term life insurance, it guarantees a pay-out as long as the monthly premiums are ... and more »

For Car Owners, Getting Cheap and Fair Insurance Rates is Still Possible Says ... - SBWire (press release)

For Car Owners, Getting Cheap and Fair Insurance Rates is Still Possible Says ... SBWire (press release) It really is a myth that every person should pay the same auto insurance premiums for the same vehicle. Car Insurance is dependent on a great deal of factors and frequently, these are statistically based risk. By way of example, a person who has a ... and more »

Itchy Investors Ramp Up the Risk - Wall Street Journal

Wall Street Journal

Itchy Investors Ramp Up the Risk Wall Street Journal Between 1941 and 1951, one-month Treasury bills returned just 0.7% annually, well below the 5.9% inflation rate, according to investment-research firm Morningstar Inc. Financial firms are crafting higher-yielding investments. New York Life Insurance ... and more »

With interest rates low, do annuities make sense? - MarketWatch

With interest rates low, do annuities make sense? MarketWatch Buying an immediate income annuity — an insurance product in which you exchange a lump sum for guaranteed monthly payments for life — lets you skirt two big retirement risks: that a market crash will decimate your savings, and that you'll outlive ... and more »